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Gross ↔ Net Salary Simulator

Convert your gross salary to net or vice versa, with a full breakdown of contributions.

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How to convert gross to net salary?

Net salary is obtained by deducting employee contributions from gross. Executive ~25%, non-executive ~23%.

Differences between executive and non-executive

An executive contributes more but accrues more pension rights. Net = ~75% of gross (executive) vs ~77% (non-executive).

Civil servants

Lower contributions (~15%). Net ≈ 85% of gross.

Frequently asked questions

Difference between gross and net?
Gross is before contributions. Net is what you receive (~22-25% difference).
Is taxable net the same as net?
No, taxable net is approximately 2-3% higher.
Does an executive earn less net?
At equal gross yes (~2 pts), but contributes more toward pension.
Total employer cost?
Gross + ~45% employer contributions.
Is withholding tax included?
No, this simulator calculates net before income tax.

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